No one can prevent all identity theft. Identity Protection is a effort not a solution!
† CyberIDLock™ does not monitor all transactions at all businesses.
Reimbursement and Expense Compensation, each with limits of up to $1 million for CyberIDLock™ Plans, Policy terms, conditions and exclusions at: SmartIDentity.io/summary-of-benefits.
1,2 If your CyberIDLock™ plan includes credit reports, scores, and/or credit monitoring features (“Credit Features”), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful CyberIDLock plan enrollment.
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